Connecting the Dollars by Propel Financial Advisors

The Taxes They Are A-Changing

In this episode, advisor Danielle Woods joins Emily and Amanda to discuss the new tax and retirement-savings law called SECURE ACT 2.0 passed in December of 2022. Find out how these new provisions impact your savings and tax-planning strategies. 
 
www.connectingthedollars.com

Six Money Habits to Break

In this episode, Emily & Amanda discuss six money habits to break in 2023: 1. Constantly checking your portfolio's value 2. Downplaying the risk of cybercrime 3. Making minimum payments on your credit card 4. Procrastinating on your taxes 5. Putting expenses on autopilot 6. Postponing joy
Today's episode was inspired by this article in AARP: 6 Money Habits to Break in 2023
connectingthedollars.com 
Watch this episode on YouTube!

Encore Episode! Creating Tax Diversity and Flexibility in your Savings Accounts with Danielle Woods

This is an Encore Episode previously released on 11/30/2021. Amanda and Danielle discuss different types of savings accounts including 401ks, Roth IRAs and taxable savings/brokerage accounts. They breakdown the potential tax consequences of each type of account and emphasize the importance of saving and planning in order to meet your future goals.
 
Links and resources can be found at www.connectingthedollars.com

Encore Episode! Social Values Investing: Let Your Money Talk

This is a replay of episode #6 originally published on 12/29/21.
In this episode, Emily and Amanda discuss the history and different types of Social Values Investing. Amanda gives an in-depth review of how to incorporate your own values into your investment portfolio and the importance of research before doing so. 
All links and resources can be found at www.connectingthedollars.com

The Current State of International Markets - A discussion with David Vaught

Join us for our season one finale episode on the current state of international markets. 
We’ve revealed our own domestic bias by generally sticking to the US stock markets on our podcast. Join us as we delve deeper into international markets and how Propel Financial Advisors approaches investments globally.
Amanda is joined by fellow advisor and CFA, David Vaught, who discuss:
·         How international companies are increasingly global companies,
·         The impact of the strong US dollar,
·         Taking advantage of the global opportunity set,
·         Emerging markets like China and Ghana,
·         Britain’s recent market turmoil, and
·         Globalization’s impact and how it may evolve in a post-Covid world
Connectingthedollars.com

Debt: You can Dig Yourself Out of that Hole

In light of the recent announcement of a debt jubilee on student loans, Emily & Amanda decided it was time to dig into how we think about debt, both individually and as financial advisors.
We discuss:
Psychological factors that factor into decision-making around debt;
Creating a plan to pay off your debt;
Examining your behavior to prevent going back into debt;
Prioritizing paying off debt vs savings; and
Emily & Amanda revisit the money diaries they kept earlier this year to examine their own spending.
Links and Resources - www.connectingthedollars.com

Money Matters for Freelancers & Small Business Owners: Lessons Learned from ”The Bear”

In this summer’s hit show “The Bear”, a young chef comes home to Chicago to run his family sandwich shop after a death in the family. The restaurant he inherits is plagued with financial issues, causing unneeded stress on top of an already tense situation.
The show provides a great jumping off point for Emily and Amanda to discuss various financial issues that plague all small business owners. Over the past several years, especially in response to Covid’s impacts on our lives, a lot of people have started freelancing or started new businesses. These new opportunities also lead to new financial matters to address in both your personal and work lives.
We dig into:
-          Business formation;
-          How to pay yourself;
-          Expenses and deductions;
-          Tax consequences to be aware of; and
-          The importance of keeping good books.
www.connectingthedollars.com

Midyear Market Analysis with the Propel Team

In lieu of hosting a webinar this quarter, Emily, Amanda, and David recorded a special midyear analysis. They reflect on events in the markets so far this year, as well as how we're thinking looking forward.
Video version: https://youtu.be/9PCAX0c8f6Y
Links and resources: connectingthedollars.com

It’s a Bonds Bonanza!

Emily & Amanda talk all things bonds interspersed with some "bond" trivia. Highlights include, why you should care about the bond market, what is a bond and what are the different types, and performance and taxation of bonds. 
 
Links & Resources at www.connectingthedollars.com

There is No Free Lunch: When it Comes to Financial Advice Who Do You Trust?

Emily & Amanda talk about:
Media stories on how other people spend their money, and whether they are valuable or just click bait,
Why you should be wary of your sources of free financial advice, and
How keeping a Money Diary might help you reach your savings goals.
Links and Resources - www.connectingthedollars.com